Interest Free*

Now you can have things you want for the home you love sooner with our interest free* offers on purchases of $1,000 – $50,000.

Choose a 6 or 12 month term to suit your needs & all you pay is a $9.95 monthly fee for your Mastercard.

To calculate your monthly repayments, simply divide the purchase price by 6 or 12 depending on the term you choose, then add the $9.95 monthly fee.

It couldn’t be simpler!

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1. Apply

Apply online yourself in in minutes, or our staff will be happy to help you on the telephone or in store. Please see eligibility criteria below.
For purchases of $1,000 – $50,000

2. Accept

Upon approval, you’ll receive an SMS with important information about your Skye account and a 4 digit code to accept.

3. Authorise

You’ll receive a second 4 digit code by SMS. Contact our store with this code to authorize your purchase.

4. Enjoy

Enjoy your purchase! You’ll receive a Welcome Pack with your card within 10 days and monthly statements showing the minimum payment and due date.

MINIMUM FINANCE AMOUNTS
Interest Free Term Minimum Finance Amount
6 Months $1,000
12 Months $1,000
Important Info
Key Facts Sheet
FAQ’s
Eligibility

It’s easy to apply online and takes only a few minutes.
If you do not meet the eligibility criteria below we recommend you do not proceed with this application

Who Can Apply
  • 18+ years old
  • Earn $25,000+ pa gross
  • Permanent Australian Resident
  • Good Credit Rating
  • Have a valid mobile phone number
Information Needed
  • Email Address
  • Mobile Phone
  • Australian Driver’s Licence or Australian Passport (Mandatory)
  • Medicare Card (Optional)
Terms and Conditions

*Approved applicants for a humm90 Mastercard credit card only. Fees and charges apply, including a $99 annual fee that applies on account opening. Applicants who enter into their Credit Contract on or after 1 October 2024 will be charged a monthly fee of $9.95 instead of an annual fee, and existing customers will be transitioned on a rolling basis. T&Cs and minimum finance amount applies. For Long Term Interest Free purchases: Minimum monthly payments must be made by the due date each month, otherwise interest at the humm90 Expired Promotional Rate (currently 26.49%) applies. For other purchases: Up to 110 days interest free and payment holiday can apply (excluding purchases we treat as cash advances), after which minimum monthly payments are required. Interest at the humm90 Purchase Rate (currently 26.30%) applies if purchase amount is not repaid within Interest Free Period or if other Interest Free Criteria are not met. All fees, charges and interest rates are current as at June 2024 and subject to change – see humm90.com/au. Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.

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