Interest Free

Now you can have things you want for the home you love sooner with our interest free offers on purchases of $1,000 – $50,000.

Choose a 6 or 12 month term to suit your needs & all you pay is a $99 annual fee for your Mastercard.

To calculate your monthly repayments, simply divide the purchase price by 6 or 12 depending on the term you choose.

It couldn’t be simpler!

1. Apply

Apply online yourself in in minutes, or our staff will be happy to help you on the telephone or in store. Please see eligibility criteria below.
For purchases of $1,000 – $50,000

2. Accept

Upon approval, you’ll receive an SMS with important information about your Skye account and a 4 digit code to accept.

3. Authorise

You’ll receive a second 4 digit code by SMS. Contact our store with this code to authorize your purchase.

4. Enjoy

Enjoy your purchase! You’ll receive a Welcome Pack with your card within 10 days and monthly statements showing the minimum payment and due date.

Interest Free Term Minimum Finance Amount
6 Months $250
12 Months $400
Important Info
Key Facts Sheet

It’s easy to apply online and takes only a few minutes.
If you do not meet the eligibility criteria below we recommend you do not proceed with this application

Who Can Apply
  • 18+ years old
  • Earn $25,000+ pa
  • Permanent Australian Resident
  • Clear Credit File
Information Needed
  • Email Address
  • Mobile Phone
  • Australian Driver’s Licence or Australian Passport (Mandatory)
  • Medicare Card (Optional)
Terms and Conditions
*Approved applicants only. Fees, terms, conditions & minimum finance amounts apply, incl. $99 Annual Fee charged at the time the first debit is charged to your humm90 Mastercard Account and annually on the anniversary of that date. When you have met the Interest Free Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your humm90 Mastercard Account. Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Mastercard Purchase Rate. Minimum monthly repayment required. Interest (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. See for current interest rates. Only available at humm90 Mastercard retail partners. Credit provided by humm Cards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.