Interest Free

Now you can have things you want for the home you love sooner with our interest free offers on purchases of $1,000 – $50,000.

Choose a 6 or 12 month term to suit your needs & all you pay is a $99 annual fee for your Mastercard.

To calculate your monthly repayments, simply divide the purchase price by 6 or 12 depending on the term you choose.

It couldn’t be simpler!

Interest Free
Interest Free
Interest Free
Interest Free
Interest Free
Interest Free
1. Apply

Apply online yourself in in minutes, or our staff will be happy to help you on the telephone or in store. Please see eligibility criteria below.
For purchases of $1,000 – $50,000

Interest Free
2. Accept

Upon approval, you’ll receive an SMS with important information about your Skye account and a 4 digit code to accept.

Interest Free
3. Authorise

You’ll receive a second 4 digit code by SMS. Contact our store with this code to authorize your purchase.

Interest Free
4. Enjoy

Enjoy your purchase! You’ll receive a Welcome Pack with your card within 10 days and monthly statements showing the minimum payment and due date.

Important Info
Key Facts Sheet
Terms and Conditions

*Approved applicants only. Fees, terms, conditions & minimum finance amounts apply, incl $99 Annual Fee charged on the account open date and annually on the anniversary of that date. Annual Fee must be paid in full within 90 days or it will attract interest. ^90 days Interest Free and no repayments available on all Skye Mastercard purchases (excluding cash withdrawals). Any outstanding balance after the 90 day Interest Free and no repayment period reverts to the standard Card Purchase Rate. Minimum monthly repayment may be required. Interest (charged at standard Expired Promotional Rate) is payable on the balance outstanding after any Interest Free term.

See for current interest rates. Credit provided by FlexiCards Australia


It’s easy to apply online and takes only a few minutes.
If you do not meet the eligibility criteria below we recommend you do not proceed with this application

Who Can Apply
  • 18+ years old
  • Earn $25,000+ pa
  • Permanent Australian Resident
  • Clear Credit File
Information Needed
  • Email Address
  • Mobile Phone
  • Australian Driver’s Licence or
  • Australian Passport (Mandatory)
  • Medicare Card (Optional)